Self-accounting swipes
Receipts are chased, attached and filed by the agent — month-end close already happened.
02 · Team & Agent Cards
Cards that do their own bookkeeping.
Issued in seconds — reconciled before the receipt cools.
Physical cards for people, virtual cards for agents. Every swipe accounts for itself: receipts chased and attached automatically, spend categorized to the right project, books reconciled while the card is still warm.
Benefits on top
Health, meals, learning and travel allowances ride on the same cards, one policy for the whole crew.
Limits & policies built in
Per-card, per-vendor and per-day limits; anything outside policy waits for a human.
One policy, humans and agents
The same rules engine governs an employee card and an agent credential alike.
The life of a swipe
- 01Agent pays
- 02Receipt caught
- 03Categorized to project
- 04Books updated
Benefits that take care of your crew.
Set a policy once — Paysmith handles the rest.
Flexible allowances for employees, and budgeted benefit policies for agents.
Custom policies
Flexible budgets
Employee and agent eligibility
Spend visibility
Voyages this makes possible.
The office that feeds itself
Lunch orders, rides, the odd flight — paid and filed before the food shows up.
Read the voyage → The marketing agent with a budget
Campaigns under a daily cap; every dollar booked to campaign P&L.
Read the voyage → Books that close themselves
The bookkeeper that is never late. Every sale and swipe hits the ledger as it happens, already reconciled.
Read the voyage →Fair questions.
What is a Paysmith card?
A physical or virtual Visa card that draws on your wallet balance — physical for people, virtual for agents. Your team owns the cards, their agents spend with them, and every swipe books itself inside the limits you set.
What if my agent gets tricked into paying someone?
It can only pay payees you approved, under caps you set. A new payee triggers an escrow — no matter what the agent believes. The money sits held until a human clears it.