Project-born accounts
Every project starts life with its own account, limits and ledger — the way it starts with a git repo.
01 · Autonomous Finance
Finance for software that runs itself.
A finance department, born with every project.
A complete finance stack for autonomous software factories. Every project gets its own accounts, budget, bookkeeping and P&L — money moves on rules, gets recorded as it moves, and closes its own books. No finance team required.
Rules-driven treasury
Budgets, spending caps and approval chains set once, enforced on every dollar, human or agent.
Books that close themselves
Every movement is recorded, categorized and reconciled while the money is still moving.
Audit-ready, always
A complete, traceable record per project — hand it to your accountant or your board as-is.
The life of a project.
Born with a bank account. The project gets its wallet, card and ledger the same hour it gets a git repo. Caps and payees set once.
First spend, inside the rails. The agent signs up for hosting with its own email and pays with its own card. Booked to the project before the receipt arrives.
Revenue lands. The first customers pay. The balance is real, and the agent reads it — margin, burn, runway — from its own ledger.
A stranger at the gate. An unknown vendor invoices. Escrow holds the payment until a human clears it from WhatsApp. Next time it flows free.
Nothing to close. The books were kept while the money moved. The founder reads one line per project and decides what lives.
Voyages this makes possible.
Books that close themselves
The bookkeeper that is never late. Every sale and swipe hits the ledger as it happens, already reconciled.
Read the voyage → The software factory
One founder, eight micro-products, each born with its own account and P&L.
Read the voyage → The fleet with a ledger
Thirty agents, each with its own account, limits and P&L.
Read the voyage →Fair questions.
What is Paysmith?
Paysmith is finance for software that runs itself. Your product gets a virtual bank account (a wallet), spend cards on the balance, and books that do themselves. Your AI reads its own revenue and spend and sets its own roadmap — Paysmith does the finance, nothing beyond it.
What can my agent spend?
Only what you authorize. Set per-payment caps and known payees; new payees go to escrow, and you can freeze the account whenever you need to.
Who keeps the books?
Paysmith does. Every payment, hold, and block writes itself to the ledger at the moment the decision is made.